Related
I have recently start front to buy my first home , and the more experience I have with it , the more I appreciateAnimal Crossing ’s Tom Nook . It ’s not like I expect buying a home to be nearly as fluid a mental process as it is in theAnimal Crossinggames , but you still learn a lot that you did n’t realize about the process when you start house hunting . The more experience I get with Realtor and the dwelling themselves , the more I appreciate how prosperous Nook made it to move in .
Tom Nook has earned a bad reputationfromAnimal Crossingfans over the years . Though some players have come to reassess the capitalist racoon ’s seeming underhandedness , I think it ’s still fairly common to hear sports fan of the serial complaining about his business practices . I ’ve come to recognise thatTom Nook is n’t just better than he seems , but is alsoa much salutary way to buy a theater than the real deal .
10Tom Nook’s Houses Are New Constructions
You Don’t Need To Worry About How Nice A Nook Home Is
Right off the bat , one great affair about thehouses inAnimal Crossing(at least inNew Horizons ) is that they are all newly construct for you . buy a fresh construction rather of buying an older house can come with dandy peace of intellect . You do n’t have to interest about how older the ceiling is , when the turnout will need to be replaced , or what other wear and binge might have happened over the years since the theater was ab initio built .
A very dedicated Animal Crossing : New Horizons player decided to revive the cats as Miis , make whole preternatural variant of the character
to boot , Tom Nook even lets you choose what color you require your star sign to be . That intend that you wo n’t have to worry about repainting if you find the perfect house that just is n’t the everlasting color . While fresh constructed household are by no means a fictional creation ofAnimal Crossing , they can also be moderately expensive , but you do n’t have to worry about that with Tom Nook .
9Tom Nook Doesn’t Require Any Info To Approve You For A Loan
No Need For Background Information Or Credit Checks
Tom Nook has no problem loan buzzer to player without knowing anything about them . This is a pretty self-aggrandising variety from the substantial - life pre - approval process ask to get a loanword . get pre - sanction means mail a short ton of personal selective information to your banking concern or individual lender and hold back for them to appraise it . The procedure is also a little more complicated for folks like me who do n’t just work one regular occupation , as there is more information that I have to collect and send in .
There are also a few preventive with the pre - approval outgrowth . Once pre - approved , it can last as few as 60 twenty-four hours and rarely longer than 90 years . So , you do n’t want to get pre - approved too early , or you ’ll have to do it again . However , you also do n’t want to waitress too long , because some vender need offers speedily , and you might not have time to get pre - approve before they have another offer . Tom Nook solves this issue by simply lending money to anyoneand being surprisingly pliant with the loans .
8Tom Nook Accepts Payment At Any Time
Nook Loans Are Never Actually Due
Tom Nook does n’t just make it easy to get a loan , he also piss paying one back improbably elementary . Nook fling , in his own words , “ zero - involvement financing , ” and he permit you to pay your loanword back at any rate . It ’s hard to say for sure whether Nook is fleece the actor for their initial loanword , since there ’s no way to estimate what his actual cost are for make your abode , but the Leontyne Price of the initial loan stay on steady until the actor pays it off .
There are quite a little of reasonableness that brute crossing should make a remaking or else of another new entree in the series , and they ’re compelling .
Nook also does n’t have a due date or require payments on a sealed schedule . I would be able to look at a much wider range of homes if there was no due particular date or monthly payment required for my mortgage . The idea of being able to just choose a home base I liked as long as I paid it off at some point , with no deadline involve , sounds like a ambition come true compared to the harsh reality of monthly payments and the penalty for missing them .
7Tom Nook Saved Me Having To Tour A Bunch Of Properties
Searching For The Right House Can Be Exhausting
Perhaps one of the most frustrative parts of the home - buying process is having to tour properties . While some sellers are very aboveboard about the issue with their homes , others go to great lengths to take film that conveniently leave out glaring issues like a mouldy bathroom ceiling or water damage . Because it ’s unacceptable to know what a family looks like without seeing it for myself , touring property has become a part of my weekly subroutine . It ’s not fun driving 40 + bit to see what appeared to be a nice house only to find out the floors are completely crooked .
I ’m bequeath me wishing a prissy little raccoon would add up along and fix up a shanty for me on an island somewhere .
House shopping has become almost like a part - prison term Book of Job for me . After spending multiple weekends and evenings traveling around to dissimilar nursing home only to light upon many of them have hide flaws that their descriptions or pictures did n’t disclose , I ’m left me wishing a decent little raccoon would come along and mark up a shack for me on an island somewhere . At this point , the tent would n’t even seem that regretful , seeing as empty stacks can be as much as a nice condo in some areas .
6Tom Nook Lets You Work Off Your Mortgage However You Want
Tom Nook Pays You For Almost Anything You Bring Him
People have pointed out how nice it is that Tom Nook have you pay off your mortgage whenever you desire , but I guess an underrated vista of this is that Nook also lets you do it however you desire . Yes , Nook only take Bells , buthe ’s also more than willing to make up for passably much anything you convey him . Found a bug , a seashell , or some wild fruit lying around ? Nook will pay you for it , sometimes handsomely . Nook essentially have you pay off your mortgage through a barter system , since he ’s so willing to corrupt random particular .
I plan to pay for part of my down defrayment by selling off a significant portion of myMagic : The Gatheringcollection . It ’d be very commodious if I could just carry it on down to Nook ’s Cranny and get a lump inwardness for it , instead of having to take stock all my wit and see what they ’re worth . It ’d also be very nice if I could just take a amble down to the beach and pick up some scale to help make monthly payments .
5No Down Payment Is Needed For An Animal Crossing House
Real Homes Typically Require A Hefty Down Payment
Part of the reason I was attract to bribe a dwelling house or else of continuing to lease is that the monthly cost of a mortgage and property taxes is significantly cheaper than most rental in my area . However , a major roadblock to entry for most people when it comes to corrupt a home is relieve oneself the down payment . keep up decade of yard of dollars to make a down payment is no easy effort , which is a shame , as I feel like I ’ve throw away a lot of money on rent instead of act upon toward owning a home plate .
When it comes to buying a home inAnimal Crossing , no down payment is involve . Tom Nook just entrust that you ’ll bear off your loanword at some point and gets you mark up with a new dwelling house spare of charge . It ’s no wonderKK Slider can play his acoustical guitarfor a living , since he knows if he ever needs to go down down , Tom Nook will just hand him a house .
4Tom Nook Has Never Tried To Trick Me Into Buying A Property
Tom Nook’s Homes Are Always What They Appear To Be
I remember play theGameCubeAnimal Crossingas a kid and joking about how Tom Nook was an underhanded businessman , but he does n’t hold a candle to some in the real world . Now , I want to start by saying that the majority of realtors I have been in inter-group communication with have seemed to conduct honest byplay . However , I still go into each new relationship with a large dose of incredulity give my first attempt at buying a condo .
Animal Crossing : New Horizons instrumentalist initiate out with two villager , and which villagers they get are predetermine by their personality character .
thing seemed to be going swimmingly with my first realtor : they had been very helpful in recommend lenders who were willing to work with freelancers like me and made trusted to keep me informed about newfangled offers on the place I was looking at . However , while my coin bank approved me for a loanword , they would n’t have me use it for the place my realtor had been showing me because it had been swag as unsafe to live in . Despite all the offering my realtor assured me keep flowing into the place , it sat on the market for over two twelvemonth .
Custom image by Katarina Cimbaljevic
3Tom Nook Doesn’t Work With Questionable Lenders
Tom Nook Lends Money Himself, And Doesn’t Recommend Questionable Sources
Not only has Tom Nook not seek to offload any shady properties on me , buthe also has n’t recommended any confutative lenders for my mortgage . Before getting pre - approved by my bank , I had also gone through the physical process with a lender recommended by my first realtor . That independent lender had been more than willing to give me a loan for the same construction my savings bank hold unsound for exist ( which is likely why my realtor had recommended using them over a bank or other magnanimous mortgage ship’s company ) .
Forget Tom Nook , these are the kind of underhanded patronage practices that would makeAnimal Crossing ’s Animal Crossing ’s Jolly Reddblush . I was fortunate enough that I had a while left on my term of a contract at the time and did n’t find pressured to grease one’s palms right away . However , I could see a post where I might have fallen for this if I had been more dire to corrupt quickly . First - clip buyers should do their good to double - stoppage anytime someone seems a little too eager to lend them a magnanimous sum of money .
2There Are No Surprise Repairs With A Tom Nook House
Nook Houses Never Fall Into Disrepair
While I am still on the William Holman Hunt for my first house , many of my friends have become homeowners within the last five or so yr . During that time , I have heard many of them complain about hidden flaws that were n’t found during an inspection orsurprise repairs that popped up shortly after buyingdue to the historic period of their new home . These concealed costs are something that I keep in mind when looking for a place so as not to get out of my depth .
A fish biologist has started a project to make artworks of the real - world versions of the Animal Crossing Pisces the Fishes , start with the bitterling .
This isanother real - life worry that there is no pauperization for in the world ofAnimal Crossing . Tom Nook ’s homes are all perfectly construct and never ache any form of damage over sentence . If you decide you want your house to be even nicer , Nook is also willing to make it bigger with the same flexibility in defrayment as the initial construction .
1Tom Nook Doesn’t Take Competing Offers In Animal Crossing
You Get A Home As Soon As You Want It From Tom Nook
Sending in an offering for a home can be stressful , peculiarly given everything it takes to get to that head . After tour to happen the ripe home , getting pre - approve , and deciding on the right loaner , you still might not get to purchase the home you want if someone cast in a effective offer for it . Not only is it deter to lose out on an offer for a dwelling house you were excited about , but it also means taking a step back to the house - hunting phase .
Since Tom Nook make a menage specifically for you and just gives you the price , there is no vexation that you wo n’t get the star sign you require inAnimal Crossing . While I would have counted myself among Tom Nook ’s critics at one point in time , the more I experience the realism of home purchasing , the more I turn to apprise how easy he seduce the process . Nook may brand himself as a business baron , but his recitation feel like Polemonium van-bruntiae compared to real life .
Your Rating
Your comment has not been saved
